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Insurance rates are going up and the last thing that you need is for your rates to go up because of the weather. Hail damage should be covered under your insurance policy. To repair the damaged caused by hail damage call
Will my auto hail damage repair claim make my insurance go up?
NO. Hail storms are considered a catastrophic event. So the damage to your vehicle is a comprehensive claim, unlike a collision that would raise your personal policy rates. What the insurance companies generally do is increase rates on everyone’s policy in the area affected by the storm. You may already have noticed an increase even though you haven’t had your vehicle repair.
What if I choose not to get my car fixed?
Most insurance companies are obligated to put an “un-repaired damage” restriction on your policy. This would mean any future claims will be denied until your hail damage is repaired. Also you are in-breach of your contract with your Lein holder if your vehicle is not repaired. This lowers the value of your automobile when selling or trade-in.
This is especially true for leased automobiles. When you turn in the vehicle after the lease is up, you will be responsible for the cost of repairs at that time. Again the value of that vehicle will be lowered.
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